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Setpoint

Setpoint is the modern operating system for asset-backed finance.

Capital markets still run on spreadsheets, PDFs, and manual email chains—slowing down funding, increasing compliance risk, and inflating operational costs. Setpoint replaces those fragmented workflows with a single, automated platform that gives capital providers and borrowers real-time visibility, faster execution, and greater capital efficiency.

Setpoint is trusted by 200+ industry leaders including Citi, Wells Fargo, Cross River, JP Morgan, and GreenSky to power the infrastructure behind warehouse lines, forward flows, and securitizations. Our platform supports over $50B in annual transaction volume across real estate, consumer, auto, SMB, and other asset-backed verticals.

Whether you’re scaling a multi-facility capital stack or optimizing collateral allocation, Setpoint delivers the automation, compliance, and data infrastructure to help you grow with confidence.

Building trust in our system of credit. Learn more at www.setpoint.io

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