Speakers

Toms Zachariah, CFA is a member of Barings’ Investment Grade Fixed Income Group. He is a credit research analyst on the Global Securitized Products Team, responsible for investment analysis across commercial and consumer ABS asset classes, including auto, student loans, timeshare, personal loans and equipment lease. Toms has worked in the industry since 2008. Prior to joining the firm in 2022, Toms worked at Moody's Investor Services as a VP Senior Analyst. Prior to that, he worked at State Street Corporation and S&P Global focusing on various consumer ABS. Toms is a CFA Charter holder and has an MBA from Cornell University, a MS in Engineering from SUNY Binghamton, NY and a BE from Pune University, India.