Discussing opportunities and challenges with ongoing integrations of fintech solutions with traditional financial systems. Generative AI's and Machine Learning's current and future forecasted impact to the structured finance space. Impacts to big data and analytics for evaluating underlying assets and performance. DLT and blockchain utilisation beyond cryptocurrencies; Smart contracts, transaction efficiency, reduction of intermediaries etc. Fintech's expansion of RegTech, digital and non-traditional assets, cross-border transactions, and traditional market disintermediation.